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Free News Articles Home Free News Articles Insurance Pay for Long-Term Care Insurance with a Health Savings Account Renell Wren Youth Jersey , ACSIA Partners Suggests Pay for Long- our Health Savings Account."

Millions of Americans have such accounts Germaine Pratt Youth Jersey , and millions more may open them. To be eligible, you must first have a high-deductible health plan (HDHP).

Health Savings Accounts (HSAs) are tax-advantaged savings accounts designed specifically for HDHP policyholders. HSAs are restricted to health-related purposes. With some limitations, funds may be withdrawn tax-free to pay for deductibles Drew Sample Youth Jersey , co-insurance, dental and vision care, and other items. These other items include long-term care and premiums for long-term care insurance.

There are two key advantages. The first is paying for LTC premiums with pre-tax dollars (within limits based on age). The second is convenience: tapping funds one has already set aside.

"It's a shame so few people know about this Jonah Williams Youth Jersey ," says Gott. "We're spreading the word through our business partners and to the public directly."

HSAs have proved popular since their introduction in 2004. Within two years there were 3 million accounts, and by mid-2016 there were more than 18 million, according to the 2016 Midyear Devenir HSA Research Report from Devenir. Double-digit growth is projected for 2017 Joe Mixon Youth Jersey , 2018, and beyond.

"In the years ahead, HSAs promise to be an increasingly important tool for the health and wellbeing of our longer-living population Jessie Bates III Youth Jersey ," says Gott.

Most Americans can participate if they have or if they obtain an HDHP. However, those already covered by government health benefits -- through Medicare or Medicaid, for example -- are generally not eligible. You can open an HSA with a bank A.J. Green Youth Jersey , credit union, insurance company, or other approved organization. Employers may also set up plans for their employees.

ACSIA Partners has agents throughout the country who are glad to answer questions. "Depending on your circumstances Michael Jordan Womens Jersey , long-term care insurance may or may not be the best solution for you," says Gott. "And the possible role of an HSA depends on your circumstances too. For example, some people may choose to pay some of their care costs directly from their HSA Renell Wren Womens Jersey , and the balance from an LTC policy paid for with HSA dollars."

ACSIA Partners LLC -- https:www.acsiapartners -- is one of America's largest and most experienced long-term care insurance agencies serving families and organizations throughout America. The company is also a co-founder and sponsor of the "3in4 Need More" campaign, which encourages Americans to form a long-term care plan.

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Know more about Loss of Profit Insurance Policy

Posted On : Sep-26-2011 | seen (65) times | Article Word Count : 422 |

Businesses may be stalled for some time for any unforeseen and uncontrollable reason and the businessman can run into losses. Here a loss of Profit Insurance is needed. In such an arrangement provision is made to define the loss in business due to interruption and to compensate the insured for it. Since businesses are run with a lot of money involved they need to keep on going to ensure that the owner doesn鈥檛 run into losses. However that is just a hypothetical case as no one can predict if a business will keep on going forever. Businesses may be stalled for some time for any unforeseen and uncontrollable reason and the businessman can run into losses. Thanks to some of the good insurance companies there are instruments that help businessmen in such situations and give them a financial back up. It is now sold out as a part of most Commercial Insurance Plans and has become almost mandatory for all business owners.

In such an arrangement provision is made to define the loss in business due to interruption and to compensate the insured for it. Since here a figure of an estimated loss is taken into account the most widely used practice is to ascertain it taking the previous year鈥檚 statements into account. The simple theory behind it is that this could have been the profit had the damage not occurred.

The amount of insurance is dependent on the type and size of industry. For small and medium sized industries the calculations can be done on declaration basis. The cover even includes the cost of the auditors to prepare the financial accounts.

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