UK car insurance companies make substantial profits every year because a large number of existing customers just accept the renewal quote from their car insurance provider.
Many people assume that because their first years premium was competitive they will continue to get good value for money from the same insurer. In fact Wholesale Jeffery Simmons Jersey , as an existing customer renewing your car insurance, you could be paying for discounts your insurance company offers to attract new customers.
This is a common way for car insurance companies to get new customers onto their books.
Become a New Customer A simple way to ensure you don't pay more than a new customer for exactly the same cover is to become a new customer.
Instead of just accepting your renewal premium, get a quote from your current insurer as a new customer. This will expose any discount given by your insurer to new customers which you will be paying for if you renew as an existing policyholder.
Call the insurers advertised phone number or get a quote from their website, but don't use the contact details from your renewal pack.
Shop Around Armed with the best quote from your current insurer compare it against at least ten other car insurance companies. The internet makes this far less hassle than it used to be and you can now get multiple quotes from major insurers using comparitive car insurance sites such as Moneysupermarket and Screentrade.
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Please feel free to publish this article online provided that the article and this copyright statement remain unchanged with live links. Keeping Down Car Repair Costs - 5 Great Tips Autos Articles | November 19 Wholesale Jurrell Casey Jersey , 2010 If you own a car, it's inevitable that you'll need car repair. This article gives you a few pointers on what to check out to make sure you keep up with maintenance to avoid big problems in the future.
Car repair is a fact of life. We live in an age where you can't get anywhere without a running set of wheels. One price we pay for that convenience is that car repair costs become a part of every family's budget. Unless you're a real gearhead and have a full-scale garage at your disposal, you'll have to throw some cash into repairs from time to time, but here are some tips to help you keep down car repair costs.
Check and Change Your Oil
This is one of the biggest problems that's also one of the simplest to solve. Every time you stop for gas Cheap Harold Landry Jersey , check your oil level. It's as easy as finding the dipstick, wiping it off, reinserting it and then checking the level. You also have to get a periodic oil change. If you're driving with bad oil, you'll have all the parts of your engine rubbing together causing friction and heat. This will wear your engine down in no time. You'll also have corrosion caused by the old oil that's been sitting forever in the pan.
Learn to Shift Gears Smoothly
Drive a stick? If so Cheap Rashaan Evans Jersey , you'll have to perfect the technique of shifting gears smoothly. This is an art form, but it's something anybody can learn to do and it will save you lots of money on car repair. When you rev the engine, you're putting more wear and tear on your clutch. Once the clutch goes out, you'll have major bills for repairs. Each stick shift has a slightly different feel. Pay attention to yours and make sure the gears aren't grinding and the engine's not revving. If they are Cheap Jack Conklin Jersey , take some time to practice and smooth it out.
Shift to Neutral at Red Lights
Very few drivers habitually do this, but shifting to neutral at red lights goes a long way in easing the pressure off your engine. It's especially important if you drive everyday for work or take long road trips. When you've got your foot on the brake waiting at a light, it puts pressure on the engine which will wear it down more quickly over time.
Don't Overload Your System
It's generally a good idea to use heaters, air conditioners and defrosters only when you need them. Running the AC too high in the summer can cause your vehicle to overheat. Also Cheap Taywan Taylor Jersey , when you use these, your engine has to push harder and this puts pressure on it. It will also wear down your tires and cut down your fuel economy.